Zillow Drops Matterport: What Buyers & Sellers Need to Know

This week’s big real estate news? Zillow Drops Matterport virtual tours from its platform, causing confusion across the industry. If you’re buying or selling a home, this move could change how listings look—and how quickly homes sell. On top of that, credit report rules for mortgages may be shifting, and new data shows high-income buyers are dominating the housing market. Let’s break down what it all means for you.

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Zillow Drops Matterport Virtual Tours

Zillow has removed Matterport’s popular 3D virtual tours from its listings, a move that’s sparked debate and uncertainty. Matterport, now owned by CoStar Group, is pushing back, saying Zillow made the change without reason. Some real estate professionals are even facing penalties from MLSs for using Matterport media.

If you’re browsing homes online, this could affect what you see. Virtual tours are a huge help when trying to visualize a property—especially from a distance. Now, Zillow is promoting its own tour tool called "Zillow 3D Home," which may look different or offer fewer features.

For sellers, it’s important to ask your agent what kind of virtual tour they’re using. Make sure it's supported and still gives your home the visibility it deserves. And for buyers, don’t be afraid to request more visuals if a listing feels light on photos or tours.

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Credit Report Changes Could Impact Your Mortgage

Read the Full Story → Scotsman Guide

Most mortgage lenders use credit reports from three major credit bureaus—Equifax, Experian, and TransUnion—when reviewing your loan application. But there’s talk about switching to just one bureau to cut costs. TransUnion is pushing back, saying this could actually cost consumers more in the long run by missing key information that helps get better loan terms.

Why should you care? Because the type of credit check used can affect the interest rate you’re offered—and even whether you qualify. Inaccurate or incomplete data might lead to higher payments over the life of your mortgage.

Before applying, talk with your loan officer about what kind of credit report will be used. It’s a small detail that could make a big difference in your financial picture.

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Down Payments Hold Steady—But Wealthier Buyers Are Winning

Read the Full Story → MPA Mag

New reports show that the average down payment in the U.S. is holding steady at about $30,000, even as home prices remain high. But here’s the kicker: more homes are being bought by higher-income buyers who can more easily cover that amount—or pay even more.

If you’re a first-time buyer or working with a tight budget, this trend can feel frustrating. The competition is real, but that doesn’t mean you’re out of options. Programs still exist to help with down payments, and shopping smart with the right team makes a difference.

Sellers should also pay attention—buyers with more cash might be making stronger offers, but don’t overlook qualified buyers with financing. Great deals still happen when everyone’s well-prepared.

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What This Means for You

These changes in the real estate and mortgage world may sound like “insider stuff,” but they actually affect you directly. Whether you're looking to buy, sell, or refinance, it’s more important than ever to stay informed and work with professionals who are up to date.

Buyers: Ask your lender what kind of credit report they’re using. Make sure your virtual tours are giving you the full picture. And don’t assume a big down payment is your only path—there are programs that can help.

Sellers: Be sure your listing uses media tools that Zillow and your MLS support. A great virtual tour can mean more views, better offers, and a faster sale.

Need help? Reach out to the mortgage or real estate pro who shared this post. They can walk you through your options and help you make the best move—no stress, just smart guidance.

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