How Blockchain Could Save You Thousands at Closing
- Frank Garay

- 2d
- 3 min read
You’ve probably heard about blockchain in the world of cryptocurrency — but it’s now making waves in real estate. This week, a top broker explained how blockchain could help cut closing costs by up to 75%, speed up paperwork, and even allow some buyers to keep their old low mortgage rates when buying a new home. We’ll also explore a new plan to bring mortgage rates down, and whether real estate investing still makes sense in today’s economy. If you’re thinking about buying, selling, or investing, this is news you need to know.
Blockchain Could Cut Closing Costs and Speed Up the Process
In a recent CNBC interview, luxury broker Tony Giordano explained how blockchain — a secure digital system — could make buying or selling a home much cheaper and faster. By automating steps like title searches and escrow, blockchain could reduce closing costs by as much as 75%.
Even more exciting: new tools may let homebuyers keep their low interest rates when moving to a new home. Instead of losing a great mortgage rate, it could move with you — saving you thousands over time.
Giordano also highlighted how commercial properties are being divided into digital “shares,” making it easier for people around the world to invest in U.S. real estate.
New Push to Lower Mortgage Rates
Read the Full Story → Scotsman Guide
A group of smaller mortgage lenders is working with housing industry leaders to try to bring rates down. Their idea is to temporarily lower rates using special programs backed by government partnerships.

These lenders often serve first-time buyers and people in smaller markets. By teaming up and pooling their resources, they hope to offer better deals — even if you’re not working with a big bank.
If approved, this could mean more affordable options for buyers, especially those who’ve been waiting for a better time to jump in.
Is Real Estate Still a Smart Investment?
Read the Full Story → Realtor.com
With interest rates higher than they were a couple of years ago, some people are wondering if buying rental property still makes sense. The short answer: yes, but with a smarter plan.

Experts say rental income, long-term home appreciation, and tax benefits still make real estate one of the strongest investments — especially compared to stocks or savings accounts.
If you’re thinking about buying a second home or rental, it’s more important than ever to work with a pro who can help you find the right property and run the numbers.
Home Buyer & Seller Perspective
If you’re buying a home, blockchain could eventually make your closing faster, easier, and a lot less expensive. That’s real savings you can use for furniture, renovations, or just peace of mind.
Sellers should know that homes with a smooth, tech-friendly closing process attract more buyers. Having a team that understands these changes can make your sale stand out.
Want to learn more about how this new tech, lower rates, or investing options might work for you? Contact the loan officer or real estate agent who shared this post — they’re ready to answer your questions and help you move forward.
Frank’s Thoughts
This is big news, especially for everyday buyers and sellers. We’re talking about saving thousands at closing and cutting down the stress that usually comes with it.
We know change can feel overwhelming, but that’s why having a trusted professional matters. They’ll walk you through it, step by step — no tech degree required.
And here’s the cool part: by staying informed and open to these new tools, you’re giving yourself an edge in one of life’s biggest decisions. You’ve got this.




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